/* ============================================================
   GATEWAY INSURANCE BROKERS — DESIGN SYSTEM
   Color palette extracted from brand logo
   Fonts: BakbakOne (headings) + Almarai Bold (body)
   ============================================================ */

/* ── FONTS ── */
@font-face {
  font-family: 'BakbakOne';
  src: url('Fonts/BakbakOne-Regular.ttf') format('truetype');
  font-weight: 400;
  font-display: swap;
}
@font-face {
  font-family: 'Almarai';
  src: url('Fonts/Almarai-Bold.ttf') format('truetype');
  font-weight: 700;
  font-display: swap;
}

/* ── DESIGN TOKENS ── */
:root {
  /* Brand palette — sourced from logo */
  --primary:         #1B3979;   /* GATEWAY dark navy */
  --primary-dark:    #0F2456;   /* deeper navy — hero, footer */
  --primary-mid:     #2C5AA0;   /* mid blue */
  --secondary:       #4898C8;   /* Insurance Brokers sky blue */
  --secondary-light: #69BDD9;   /* shield accent blue */
  --secondary-pale:  #D6EAF5;   /* tints for bg */

  /* Neutrals */
  --white:      #FFFFFF;
  --off-white:  #F7FAFD;
  --bg-section: #F0F6FB;
  --border:     #D0E4F0;
  --text-dark:  #0F1F3D;
  --text-body:  #3A4A6B;
  --text-muted: #6B7FA3;

  /* Accent */
  --gold:       #E8A020;   /* CTA highlight / star ratings */
  --success:    #16A34A;
  --danger:     #DC2626;

  /* Shadows */
  --shadow-xs:  0 1px 4px  rgba(27, 57, 121, 0.07);
  --shadow-sm:  0 2px 10px rgba(27, 57, 121, 0.10);
  --shadow-md:  0 6px 24px rgba(27, 57, 121, 0.13);
  --shadow-lg:  0 12px 48px rgba(27, 57, 121, 0.16);
  --shadow-card:0 4px 20px rgba(27, 57, 121, 0.10);

  /* Radius */
  --radius-sm:  6px;
  --radius-md:  12px;
  --radius-lg:  20px;
  --radius-xl:  32px;
  --radius-full:9999px;

  /* Typography */
  --font-heading: 'BakbakOne', 'Segoe UI', Arial, sans-serif;
  --font-body:    'Almarai', 'Segoe UI', Arial, sans-serif;

  /* Spacing */
  --section-y:    90px;
  --container:    1200px;

  /* Transitions */
  --ease:       cubic-bezier(0.25, 0.46, 0.45, 0.94);
  --transition: 0.3s var(--ease);
  --transition-slow: 0.5s var(--ease);
}

/* ── RESET ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-body);
  color: var(--text-body);
  background: var(--white);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
img { max-width: 100%; height: auto; display: block; }
a  { text-decoration: none; color: inherit; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, textarea, select {
  font-family: var(--font-body);
  outline: none;
}

/* ── CONTAINER ── */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}
.container--narrow { max-width: 800px; margin: 0 auto; padding: 0 24px; }
.container--wide   { max-width: 1400px; margin: 0 auto; padding: 0 24px; }

/* ── SECTION ── */
.section { padding: var(--section-y) 0; }
.section--dark    { background: var(--primary-dark); color: var(--white); }
.section--primary { background: var(--primary);      color: var(--white); }
.section--light   { background: var(--bg-section); }
.section--pale    { background: var(--secondary-pale); }
.section--white   { background: var(--white); }

/* ── SECTION HEADER ── */
.section-header {
  text-align: center;
  margin-bottom: 56px;
}
.section-header--left { text-align: left; }
.section-eyebrow {
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--secondary);
  margin-bottom: 12px;
  display: block;
}
.section--dark .section-eyebrow,
.section--primary .section-eyebrow { color: var(--secondary-light); }

.section-title {
  font-family: var(--font-heading);
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 400;
  color: var(--primary);
  line-height: 1.15;
  margin-bottom: 16px;
}
.section--dark .section-title,
.section--primary .section-title { color: var(--white); }

.section-sub {
  font-size: 17px;
  color: var(--text-muted);
  max-width: 600px;
  margin: 0 auto;
  line-height: 1.7;
}
.section--dark .section-sub,
.section--primary .section-sub { color: rgba(255,255,255,0.75); }

/* ── BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  font-family: var(--font-body);
  font-size: 15px;
  font-weight: 700;
  border-radius: var(--radius-full);
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: var(--primary);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(27, 57, 121, 0.30);
}
.btn-primary:hover {
  background: var(--primary-mid);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(27, 57, 121, 0.35);
}
.btn-secondary {
  background: var(--secondary);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(72, 152, 200, 0.35);
}
.btn-secondary:hover {
  background: var(--secondary-light);
  transform: translateY(-2px);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: var(--white);
}
.btn-outline-white {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255,255,255,0.6);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,0.15);
  border-color: var(--white);
}
.btn-gold {
  background: var(--gold);
  color: var(--white);
  box-shadow: 0 4px 16px rgba(232, 160, 32, 0.35);
}
.btn-gold:hover {
  background: #d4920e;
  transform: translateY(-2px);
}
.btn-sm { padding: 10px 20px; font-size: 13px; }
.btn-lg { padding: 18px 36px; font-size: 17px; }
.btn-icon { width: 40px; height: 40px; padding: 0; justify-content: center; border-radius: 50%; }

/* ── BADGE ── */
.badge {
  display: inline-block;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.5px;
}
.badge-primary { background: var(--secondary-pale); color: var(--primary); }
.badge-secondary { background: rgba(72,152,200,0.15); color: var(--secondary); }
.badge-gold { background: rgba(232,160,32,0.15); color: var(--gold); }
.badge-white { background: rgba(255,255,255,0.2); color: var(--white); }

/* ── CARDS ── */
.card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-card);
  transition: var(--transition);
  overflow: hidden;
}
.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--secondary);
}

/* ── ICON BOX ── */
.icon-box {
  width: 64px;
  height: 64px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.icon-box--primary { background: rgba(27,57,121,0.08); color: var(--primary); }
.icon-box--secondary { background: rgba(72,152,200,0.12); color: var(--secondary); }
.icon-box--white { background: rgba(255,255,255,0.15); color: var(--white); }
.icon-box--gold { background: rgba(232,160,32,0.12); color: var(--gold); }

/* ============================================================
   NAVIGATION
   ============================================================ */
.navbar {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: var(--white);
  border-bottom: 1px solid transparent;
  transition: var(--transition);
}
.navbar.scrolled {
  box-shadow: var(--shadow-md);
  border-bottom-color: var(--border);
}
.navbar__inner {
  display: flex;
  align-items: center;
  height: 78px;
  gap: 32px;
}
.navbar__logo img { height: 72px; width: auto; }
.navbar__nav {
  display: flex;
  align-items: center;
  gap: 4px;
  margin-left: auto;
}
.navbar__item {
  position: relative;
}
.navbar__link {
  display: flex;
  align-items: center;
  gap: 4px;
  padding: 8px 14px;
  font-size: 14px;
  font-weight: 700;
  color: var(--text-dark);
  border-radius: var(--radius-sm);
  transition: var(--transition);
  white-space: nowrap;
}
.navbar__link:hover,
.navbar__link.active {
  color: var(--primary);
  background: var(--bg-section);
}
.navbar__link svg { transition: transform 0.2s; }
.navbar__item:hover .navbar__link svg { transform: rotate(180deg); }

/* Dropdowns */

/* Invisible bridge — keeps hover alive as mouse moves from link into dropdown */
.navbar__item::after {
  content: '';
  position: absolute;
  top: 100%;
  left: -16px;
  right: -16px;
  height: 16px;
  background: transparent;
}

.dropdown,
.megamenu {
  position: absolute;
  top: calc(100% + 8px);
  left: 50%;
  transform: translateX(-50%) translateY(6px);
  background: var(--white);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
  opacity: 0;
  pointer-events: none;
  transition: opacity 0.2s var(--ease), transform 0.2s var(--ease);
  z-index: 200;
}
.navbar__item:hover .dropdown,
.navbar__item:hover .megamenu {
  opacity: 1;
  pointer-events: auto;
  transform: translateX(-50%) translateY(0);
}
.dropdown {
  min-width: 220px;
  padding: 8px;
}
.dropdown__link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  font-size: 14px;
  font-weight: 700;
  color: var(--text-dark);
  transition: var(--transition);
}
.dropdown__link:hover { background: var(--bg-section); color: var(--primary); }
.dropdown__link .drop-icon {
  width: 36px; height: 36px;
  border-radius: var(--radius-sm);
  background: var(--bg-section);
  display: flex; align-items: center; justify-content: center;
  color: var(--secondary);
  flex-shrink: 0;
}

.megamenu {
  left: 50%;
  width: 680px;
  padding: 20px;
}
.megamenu__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px;
}
.megamenu__link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  font-size: 13px;
  font-weight: 700;
  color: var(--text-dark);
  transition: var(--transition);
}
.megamenu__link:hover { background: var(--bg-section); color: var(--primary); }
.megamenu__link .m-icon {
  width: 36px; height: 36px; flex-shrink: 0;
  border-radius: var(--radius-sm);
  background: var(--secondary-pale);
  display: flex; align-items: center; justify-content: center;
  color: var(--primary);
}
.megamenu__footer {
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.megamenu__cta-text { font-size: 13px; color: var(--text-muted); }

/* Navbar right */
.navbar__actions {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-left: 12px;
  flex-shrink: 0;
}
.navbar__phone {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--primary);
}

/* Hamburger */
.navbar__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 4px;
  margin-left: auto;
}
.navbar__hamburger span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--primary);
  border-radius: 2px;
  transition: var(--transition);
}
.navbar__hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.navbar__hamburger.open span:nth-child(2) { opacity: 0; }
.navbar__hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

/* Mobile drawer */
.mobile-menu {
  display: none;
  position: fixed;
  top: 78px; left: 0; right: 0; bottom: 0;
  background: var(--white);
  overflow-y: auto;
  z-index: 999;
  padding: 20px 24px 40px;
  flex-direction: column;
  gap: 4px;
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  padding: 13px 16px;
  font-size: 15px;
  font-weight: 700;
  color: var(--text-dark);
  border-radius: var(--radius-sm);
  transition: var(--transition);
}
.mobile-menu a:hover { background: var(--bg-section); color: var(--primary); }
.mobile-menu__divider {
  height: 1px;
  background: var(--border);
  margin: 8px 0;
}
.mobile-menu__group-title {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-muted);
  padding: 12px 16px 4px;
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
  min-height: 100vh;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 55%, var(--primary-mid) 100%);
  position: relative;
  display: flex;
  align-items: center;
  padding-top: 78px;
  overflow: hidden;
}
.hero__bg-pattern {
  position: absolute;
  inset: 0;
  overflow: hidden;
  pointer-events: none;
}
.hero__bg-pattern::before {
  content: '';
  position: absolute;
  width: 600px; height: 600px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(72,152,200,0.18) 0%, transparent 70%);
  top: -100px; right: -100px;
}
.hero__bg-pattern::after {
  content: '';
  position: absolute;
  width: 400px; height: 400px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(105,189,217,0.12) 0%, transparent 70%);
  bottom: 50px; left: 10%;
}
.hero__grid-lines {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero__inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  padding: 80px 0;
  position: relative;
  z-index: 2;
}
.hero__content { color: var(--white); }
.hero__irdai-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: var(--radius-full);
  padding: 7px 16px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.5px;
  color: rgba(255,255,255,0.9);
  margin-bottom: 28px;
}
.hero__irdai-badge .dot {
  width: 7px; height: 7px;
  border-radius: 50%;
  background: #4CAF50;
  animation: pulse-dot 2s infinite;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.6; transform: scale(1.3); }
}
.hero__title {
  font-family: var(--font-heading);
  font-size: clamp(36px, 5.5vw, 64px);
  font-weight: 400;
  line-height: 1.1;
  margin-bottom: 24px;
  color: var(--white);
}
.hero__title span {
  color: var(--secondary-light);
  display: block;
}
.hero__subtitle {
  font-size: 17px;
  line-height: 1.75;
  color: rgba(255,255,255,0.80);
  margin-bottom: 40px;
  max-width: 480px;
}
.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 48px;
}
.hero__trust-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}
.hero__trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.75);
  font-weight: 700;
}
.hero__trust-item svg { color: var(--secondary-light); flex-shrink: 0; }

/* Hero visual */
.hero__visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}
.hero__shield {
  width: 360px;
  height: 420px;
  position: relative;
}
.shield-main {
  width: 100%;
  height: 100%;
}
.hero__float-card {
  position: absolute;
  background: rgba(255,255,255,0.12);
  backdrop-filter: blur(16px);
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: var(--radius-md);
  padding: 16px 20px;
  color: var(--white);
  min-width: 160px;
  animation: float 4s ease-in-out infinite;
}
.hero__float-card:nth-child(2) { top: 40px; right: -20px; animation-delay: 0s; }
.hero__float-card:nth-child(3) { bottom: 80px; left: -30px; animation-delay: 1.5s; }
.hero__float-card:nth-child(4) { bottom: 10px; right: 10px; animation-delay: 0.8s; }
@keyframes float {
  0%, 100% { transform: translateY(0px); }
  50% { transform: translateY(-12px); }
}
.float-card__num {
  font-family: var(--font-heading);
  font-size: 28px;
  color: var(--secondary-light);
}
.float-card__label {
  font-size: 11px;
  opacity: 0.8;
  margin-top: 2px;
}
.float-card__icon {
  width: 36px; height: 36px;
  background: rgba(255,255,255,0.15);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 8px;
}

/* ============================================================
   SCROLL INDICATOR
   ============================================================ */
.scroll-indicator {
  position: absolute;
  bottom: 32px;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: rgba(255,255,255,0.5);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1px;
  text-transform: uppercase;
  z-index: 2;
}
.scroll-indicator__line {
  width: 1px;
  height: 48px;
  background: linear-gradient(to bottom, rgba(255,255,255,0.5), transparent);
  animation: scroll-line 2s ease-in-out infinite;
}
@keyframes scroll-line {
  0%, 100% { transform: scaleY(1); opacity: 1; }
  50% { transform: scaleY(0.5); opacity: 0.3; }
}

/* ============================================================
   STATS STRIP
   ============================================================ */
.stats-strip {
  background: var(--white);
  border-bottom: 1px solid var(--border);
}
.stats-strip__inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.stat-item {
  padding: 36px 24px;
  text-align: center;
  border-right: 1px solid var(--border);
  transition: var(--transition);
}
.stat-item:last-child { border-right: none; }
.stat-item:hover { background: var(--bg-section); }
.stat-item__num {
  font-family: var(--font-heading);
  font-size: 42px;
  color: var(--primary);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-item__num span { color: var(--secondary); }
.stat-item__label {
  font-size: 13px;
  color: var(--text-muted);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

/* ============================================================
   PRODUCT SECTION
   ============================================================ */
.product-tabs {
  display: flex;
  gap: 4px;
  background: var(--bg-section);
  border-radius: var(--radius-full);
  padding: 4px;
  width: fit-content;
  margin: 0 auto 48px;
}
.product-tab {
  padding: 10px 28px;
  border-radius: var(--radius-full);
  font-size: 14px;
  font-weight: 700;
  color: var(--text-muted);
  transition: var(--transition);
  cursor: pointer;
}
.product-tab.active {
  background: var(--primary);
  color: var(--white);
  box-shadow: var(--shadow-sm);
}
.product-panel { display: none; }
.product-panel.active { display: block; }

.product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.product-grid--corporate {
  grid-template-columns: repeat(4, 1fr);
}
.product-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--border);
  padding: 32px 28px;
  transition: var(--transition);
  cursor: pointer;
  position: relative;
  overflow: hidden;
}
.product-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--primary), var(--secondary));
  transform: scaleX(0);
  transition: transform 0.3s var(--ease);
  transform-origin: left;
}
.product-card:hover::before { transform: scaleX(1); }
.product-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--secondary);
}
.product-card__icon {
  width: 60px; height: 60px;
  border-radius: var(--radius-md);
  background: var(--bg-section);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
  color: var(--primary);
  transition: var(--transition);
}
.product-card:hover .product-card__icon {
  background: var(--primary);
  color: var(--white);
}
.product-card__title {
  font-family: var(--font-heading);
  font-size: 18px;
  color: var(--text-dark);
  margin-bottom: 10px;
  line-height: 1.3;
}
.product-card__desc {
  font-size: 13.5px;
  color: var(--text-muted);
  line-height: 1.65;
  margin-bottom: 20px;
}
.product-card__link {
  font-size: 13px;
  font-weight: 700;
  color: var(--secondary);
  display: flex;
  align-items: center;
  gap: 6px;
  transition: var(--transition);
}
.product-card:hover .product-card__link { color: var(--primary); gap: 10px; }

/* ============================================================
   SECTORS SECTION
   ============================================================ */
.sector-grid {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}
.sector-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  padding: 28px 16px;
  text-align: center;
  transition: var(--transition);
  cursor: default;
}
.sector-card:hover {
  border-color: var(--secondary);
  background: var(--secondary-pale);
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
}
.sector-card__icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-md);
  background: var(--bg-section);
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 14px;
  color: var(--primary);
  transition: var(--transition);
}
.sector-card:hover .sector-card__icon {
  background: var(--secondary);
  color: var(--white);
}
.sector-card__name {
  font-size: 13px;
  font-weight: 700;
  color: var(--text-dark);
  line-height: 1.3;
}

/* ============================================================
   WHY CHOOSE US
   ============================================================ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
}
.feature-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 36px 28px;
  border: 1.5px solid var(--border);
  transition: var(--transition);
  position: relative;
}
.feature-card:hover {
  border-color: var(--secondary);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}
.feature-card__number {
  font-family: var(--font-heading);
  font-size: 56px;
  color: var(--secondary-pale);
  position: absolute;
  top: 16px; right: 20px;
  line-height: 1;
  pointer-events: none;
  transition: var(--transition);
}
.feature-card:hover .feature-card__number { color: rgba(72,152,200,0.15); }
.feature-card__icon {
  width: 56px; height: 56px;
  border-radius: var(--radius-md);
  background: var(--bg-section);
  display: flex; align-items: center; justify-content: center;
  color: var(--primary);
  margin-bottom: 20px;
  transition: var(--transition);
}
.feature-card:hover .feature-card__icon { background: var(--primary); color: var(--white); }
.feature-card__title {
  font-family: var(--font-heading);
  font-size: 18px;
  color: var(--text-dark);
  margin-bottom: 12px;
}
.feature-card__desc {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.7;
}

/* ============================================================
   APPROACH SECTION (Why Us — detailed)
   ============================================================ */
.approach-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}
.approach__visual {
  position: relative;
}
.approach__card-stack { position: relative; }
.approach__bg-card {
  background: var(--secondary-pale);
  border-radius: var(--radius-xl);
  height: 400px;
  width: 100%;
}
.approach__main-card {
  position: absolute;
  top: 30px; left: -20px; right: 20px;
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 36px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
}
.approach__list { display: flex; flex-direction: column; gap: 20px; }
.approach__item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}
.approach__item-icon {
  width: 44px; height: 44px;
  border-radius: var(--radius-sm);
  background: var(--secondary-pale);
  display: flex; align-items: center; justify-content: center;
  color: var(--primary);
  flex-shrink: 0;
}
.approach__item-title {
  font-weight: 700;
  color: var(--text-dark);
  font-size: 15px;
  margin-bottom: 4px;
}
.approach__item-desc { font-size: 13.5px; color: var(--text-muted); line-height: 1.6; }

/* ============================================================
   TEAM / LEADERSHIP
   ============================================================ */
.team-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  overflow: visible;
  padding-top: 48px; /* room for floating avatar */
}
.team-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  overflow: visible;
  transition: var(--transition);
  display: flex;
  flex-direction: column;
}
.team-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--secondary);
}
/* Thin gradient banner at top */
.team-card__banner {
  height: 80px;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--secondary) 100%);
  border-radius: var(--radius-lg) var(--radius-lg) 0 0;
  flex-shrink: 0;
}
/* Circular floating avatar */
.team-card__avatar {
  width: 90px;
  height: 90px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary) 0%, var(--secondary-light) 100%);
  border: 4px solid var(--white);
  box-shadow: 0 8px 24px rgba(27,57,121,0.22);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: -45px auto 0;
  position: relative;
  z-index: 1;
  overflow: hidden;
  flex-shrink: 0;
}
.team-card__avatar img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 50%;
}
.team-card__initials {
  font-family: var(--font-heading);
  font-size: 26px;
  color: rgba(255,255,255,0.95);
  letter-spacing: 1px;
  line-height: 1;
}
.team-card__body {
  padding: 14px 24px 28px;
  text-align: center;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.team-card__name {
  font-family: var(--font-heading);
  font-size: 19px;
  color: var(--text-dark);
  margin-bottom: 4px;
  margin-top: 10px;
}
.team-card__role {
  font-size: 12px;
  font-weight: 700;
  color: var(--secondary);
  text-transform: uppercase;
  letter-spacing: 0.8px;
  margin-bottom: 14px;
}
.team-card__bio {
  font-size: 13.5px;
  color: var(--text-muted);
  line-height: 1.7;
  text-align: justify;
  hyphens: auto;
  flex: 1;
}
.team-card__tag {
  display: inline-block;
  background: var(--secondary-pale);
  color: var(--primary);
  font-size: 11px;
  font-weight: 700;
  padding: 4px 12px;
  border-radius: var(--radius-full);
  margin-top: 16px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  align-self: center;
}

/* ============================================================
   PARTNERS STRIP
   ============================================================ */
.partners-strip {
  padding: 48px 0;
  background: var(--bg-section);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.partners-label {
  text-align: center;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 32px;
}
.partners-scroll {
  overflow: hidden;
  position: relative;
}
.partners-scroll::before,
.partners-scroll::after {
  content: '';
  position: absolute;
  top: 0; bottom: 0;
  width: 80px;
  z-index: 2;
}
.partners-scroll::before { left: 0; background: linear-gradient(to right, var(--bg-section), transparent); }
.partners-scroll::after  { right: 0; background: linear-gradient(to left, var(--bg-section), transparent); }
.partners-track {
  display: flex;
  gap: 32px;
  animation: scroll-partners 30s linear infinite;
  width: max-content;
}
.partners-track:hover { animation-play-state: paused; }
@keyframes scroll-partners {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
.partner-logo {
  height: 64px;
  min-width: 140px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 10px 24px;
  flex-shrink: 0;
  transition: var(--transition);
  box-shadow: var(--shadow-xs);
}
.partner-logo:hover {
  border-color: var(--secondary);
  box-shadow: var(--shadow-sm);
  transform: translateY(-2px);
}
.partner-logo img {
  height: 40px;
  width: auto;
  max-width: 130px;
  object-fit: contain;
  filter: grayscale(20%) opacity(0.85);
  transition: filter 0.3s;
}
.partner-logo:hover img { filter: grayscale(0%) opacity(1); }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testimonial-card {
  background: var(--white);
  border-radius: var(--radius-lg);
  padding: 32px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-xs);
  transition: var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow-md); transform: translateY(-4px); }
.testimonial-card__stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
  color: var(--gold);
}
.testimonial-card__text {
  font-size: 14px;
  line-height: 1.75;
  color: var(--text-body);
  margin-bottom: 20px;
  font-style: italic;
}
.testimonial-card__text::before { content: '"'; color: var(--secondary); font-size: 20px; }
.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.testimonial-card__avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--secondary));
  display: flex; align-items: center; justify-content: center;
  color: var(--white);
  font-family: var(--font-heading);
  font-size: 16px;
  flex-shrink: 0;
}
.testimonial-card__name {
  font-weight: 700;
  font-size: 14px;
  color: var(--text-dark);
}
.testimonial-card__company {
  font-size: 12px;
  color: var(--text-muted);
}

/* ============================================================
   CTA BANNER
   ============================================================ */
.cta-banner {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 60%, var(--secondary) 100%);
  padding: 80px 0;
  position: relative;
  overflow: hidden;
  text-align: center;
}
.cta-banner::before {
  content: '';
  position: absolute;
  top: -50%; right: -10%;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: rgba(255,255,255,0.04);
}
.cta-banner__eyebrow {
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--secondary-light);
  margin-bottom: 16px;
}
.cta-banner__title {
  font-family: var(--font-heading);
  font-size: clamp(28px, 4vw, 44px);
  color: var(--white);
  margin-bottom: 16px;
}
.cta-banner__sub {
  font-size: 17px;
  color: rgba(255,255,255,0.75);
  margin-bottom: 40px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}
.cta-banner__actions {
  display: flex;
  justify-content: center;
  gap: 16px;
  flex-wrap: wrap;
}

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--primary-dark);
  color: rgba(255,255,255,0.85);
}
.footer__top {
  padding: 70px 0 50px;
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr 1.2fr;
  gap: 40px;
  border-bottom: 1px solid rgba(255,255,255,0.08);
}
.footer__brand-logo { height: 44px; margin-bottom: 16px; filter: brightness(0) invert(1); }
.footer__tagline {
  font-size: 14px;
  color: rgba(255,255,255,0.6);
  line-height: 1.7;
  margin-bottom: 24px;
  max-width: 260px;
}
.footer__social {
  display: flex;
  gap: 10px;
}
.footer__social-link {
  width: 38px; height: 38px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,0.2);
  display: flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.7);
  transition: var(--transition);
}
.footer__social-link:hover {
  background: var(--secondary);
  border-color: var(--secondary);
  color: var(--white);
}
.footer__col-title {
  font-family: var(--font-heading);
  font-size: 14px;
  color: var(--white);
  letter-spacing: 0.5px;
  margin-bottom: 20px;
}
.footer__links { display: flex; flex-direction: column; gap: 10px; }
.footer__links a {
  font-size: 13.5px;
  color: rgba(255,255,255,0.6);
  transition: var(--transition);
  display: flex;
  align-items: center;
  gap: 6px;
}
.footer__links a:hover { color: var(--secondary-light); padding-left: 4px; }
.footer__contact-item {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13.5px;
  color: rgba(255,255,255,0.65);
  margin-bottom: 12px;
  line-height: 1.5;
}
.footer__contact-item svg { flex-shrink: 0; color: var(--secondary-light); margin-top: 1px; }

.footer__bottom {
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer__copyright {
  font-size: 12px;
  color: rgba(255,255,255,0.45);
}
.footer__legal-links {
  display: flex;
  gap: 20px;
}
.footer__legal-links a {
  font-size: 12px;
  color: rgba(255,255,255,0.45);
  transition: var(--transition);
}
.footer__legal-links a:hover { color: rgba(255,255,255,0.8); }
.footer__irdai {
  width: 100%;
  padding: 16px 0;
  border-top: 1px solid rgba(255,255,255,0.06);
  font-size: 11px;
  color: rgba(255,255,255,0.35);
  line-height: 1.6;
  text-align: center;
}

/* WhatsApp float */
.whatsapp-float {
  position: fixed;
  bottom: 28px;
  right: 28px;
  width: 56px; height: 56px;
  background: #25D366;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37,211,102,0.4);
  z-index: 500;
  transition: var(--transition);
  color: var(--white);
}
.whatsapp-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 28px rgba(37,211,102,0.5);
}

/* ============================================================
   PAGE HERO (inner pages)
   ============================================================ */
.page-hero {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 60%, var(--secondary) 100%);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
  color: var(--white);
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
}
.page-hero__inner { position: relative; z-index: 1; }
.page-hero__breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: rgba(255,255,255,0.6);
  margin-bottom: 20px;
  flex-wrap: wrap;
}
.page-hero__breadcrumb a { color: rgba(255,255,255,0.7); transition: var(--transition); }
.page-hero__breadcrumb a:hover { color: var(--white); }
.page-hero__title {
  font-family: var(--font-heading);
  font-size: clamp(32px, 5vw, 56px);
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 20px;
}
.page-hero__sub {
  font-size: 17px;
  color: rgba(255,255,255,0.75);
  max-width: 600px;
  line-height: 1.7;
}

/* ============================================================
   CONTENT SECTIONS
   ============================================================ */
.content-section {
  padding: 72px 0;
}
.content-section:nth-child(odd) { background: var(--white); }
.content-section:nth-child(even) { background: var(--bg-section); }

.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}
.two-col--reverse { }
.two-col--reverse .two-col__visual { order: -1; }

.content-prose h2 {
  font-family: var(--font-heading);
  font-size: 30px;
  color: var(--text-dark);
  margin-bottom: 16px;
}
.content-prose h3 {
  font-family: var(--font-heading);
  font-size: 20px;
  color: var(--text-dark);
  margin-bottom: 10px;
  margin-top: 28px;
}
.content-prose p {
  font-size: 15px;
  line-height: 1.8;
  color: var(--text-body);
  margin-bottom: 16px;
}
.content-prose ul {
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin: 16px 0;
}
.content-prose ul li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 14.5px;
  color: var(--text-body);
  line-height: 1.6;
}
.content-prose ul li::before {
  content: '';
  width: 8px; height: 8px;
  border-radius: 50%;
  background: var(--secondary);
  margin-top: 6px;
  flex-shrink: 0;
}

/* Info box */
.info-box {
  background: var(--secondary-pale);
  border: 1px solid var(--border);
  border-left: 4px solid var(--secondary);
  border-radius: var(--radius-md);
  padding: 20px 24px;
  margin: 24px 0;
}
.info-box--primary { border-left-color: var(--primary); }
.info-box__title {
  font-weight: 700;
  color: var(--primary);
  font-size: 14px;
  margin-bottom: 8px;
}
.info-box__text { font-size: 13.5px; color: var(--text-body); line-height: 1.65; }

/* Product detail visual */
.product-visual {
  background: linear-gradient(135deg, var(--secondary-pale) 0%, var(--secondary-pale) 100%);
  border-radius: var(--radius-xl);
  padding: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: 340px;
  border: 1px solid var(--border);
  position: relative;
  overflow: hidden;
}
.product-visual::before {
  content: '';
  position: absolute;
  bottom: -40px; right: -40px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(72,152,200,0.12);
}
.product-visual__icon {
  width: 120px; height: 120px;
  border-radius: var(--radius-xl);
  background: var(--white);
  box-shadow: var(--shadow-md);
  display: flex; align-items: center; justify-content: center;
  color: var(--primary);
  position: relative;
  z-index: 1;
}

/* ============================================================
   CONTACT SECTION
   ============================================================ */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.3fr;
  gap: 60px;
  align-items: start;
}
.contact-info { }
.contact-info__title {
  font-family: var(--font-heading);
  font-size: 28px;
  color: var(--text-dark);
  margin-bottom: 16px;
}
.contact-info__sub {
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.7;
  margin-bottom: 32px;
}
.contact-detail {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 24px;
}
.contact-detail__icon {
  width: 48px; height: 48px;
  border-radius: var(--radius-md);
  background: var(--secondary-pale);
  display: flex; align-items: center; justify-content: center;
  color: var(--primary);
  flex-shrink: 0;
}
.contact-detail__label {
  font-size: 12px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-muted);
  margin-bottom: 4px;
}
.contact-detail__value {
  font-size: 15px;
  color: var(--text-dark);
  font-weight: 700;
}
.contact-detail__value a:hover { color: var(--secondary); }

/* Contact form */
.contact-form {
  background: var(--white);
  border-radius: var(--radius-xl);
  padding: 48px;
  box-shadow: var(--shadow-lg);
  border: 1px solid var(--border);
}
.form-group {
  margin-bottom: 20px;
}
.form-label {
  display: block;
  font-size: 13px;
  font-weight: 700;
  color: var(--text-dark);
  margin-bottom: 8px;
}
.form-label span { color: var(--danger); }
.form-input,
.form-textarea,
.form-select {
  width: 100%;
  padding: 13px 16px;
  border: 1.5px solid var(--border);
  border-radius: var(--radius-md);
  font-size: 14px;
  color: var(--text-dark);
  background: var(--off-white);
  transition: var(--transition);
}
.form-input:focus,
.form-textarea:focus,
.form-select:focus {
  border-color: var(--secondary);
  background: var(--white);
  box-shadow: 0 0 0 3px rgba(72,152,200,0.12);
}
.form-textarea { min-height: 120px; resize: vertical; }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form-disclaimer {
  font-size: 12px;
  color: var(--text-muted);
  line-height: 1.6;
  margin-top: 16px;
}
.form-disclaimer a { color: var(--secondary); }
.form-success {
  display: none;
  text-align: center;
  padding: 32px;
  color: var(--success);
}
.form-success svg { margin: 0 auto 16px; }
.form-success h3 { font-family: var(--font-heading); font-size: 22px; margin-bottom: 8px; }
.form-error-msg {
  color: var(--danger);
  font-size: 12px;
  margin-top: 4px;
  display: none;
}

/* ============================================================
   GRIEVANCE SECTION
   ============================================================ */
.grievance-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  position: relative;
}
.grievance-steps::before {
  content: '';
  position: absolute;
  left: 28px; top: 28px; bottom: 28px;
  width: 2px;
  background: linear-gradient(to bottom, var(--secondary), var(--primary));
}
.grievance-step {
  display: flex;
  gap: 28px;
  padding: 0 0 36px;
  position: relative;
}
.grievance-step:last-child { padding-bottom: 0; }
.grievance-step__num {
  width: 58px; height: 58px;
  border-radius: 50%;
  background: var(--primary);
  color: var(--white);
  font-family: var(--font-heading);
  font-size: 22px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
  position: relative;
  z-index: 1;
  box-shadow: 0 0 0 6px var(--white), 0 0 0 7px var(--border);
}
.grievance-step__body { padding-top: 12px; }
.grievance-step__title {
  font-family: var(--font-heading);
  font-size: 19px;
  color: var(--text-dark);
  margin-bottom: 10px;
}
.grievance-step__text {
  font-size: 14px;
  line-height: 1.75;
  color: var(--text-body);
}
.grievance-step__text a { color: var(--secondary); font-weight: 700; }
.grievance-step__text a:hover { text-decoration: underline; }

/* ============================================================
   CAREERS
   ============================================================ */
.careers-intro {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  margin-bottom: 64px;
}
.careers-values {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 28px;
}
.careers-value {
  background: var(--bg-section);
  border-radius: var(--radius-md);
  padding: 20px;
  border: 1px solid var(--border);
}
.careers-value__icon {
  color: var(--secondary);
  margin-bottom: 10px;
}
.careers-value__title { font-weight: 700; font-size: 14px; color: var(--text-dark); margin-bottom: 4px; }
.careers-value__text { font-size: 13px; color: var(--text-muted); line-height: 1.5; }

.job-card {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px 32px;
  display: flex;
  align-items: center;
  gap: 24px;
  transition: var(--transition);
  margin-bottom: 16px;
}
.job-card:hover {
  border-color: var(--secondary);
  box-shadow: var(--shadow-md);
  transform: translateX(4px);
}
.job-card__icon {
  width: 56px; height: 56px;
  border-radius: var(--radius-md);
  background: var(--secondary-pale);
  display: flex; align-items: center; justify-content: center;
  color: var(--primary);
  flex-shrink: 0;
}
.job-card__info { flex: 1; }
.job-card__title {
  font-family: var(--font-heading);
  font-size: 18px;
  color: var(--text-dark);
  margin-bottom: 6px;
}
.job-card__meta {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  font-size: 13px;
  color: var(--text-muted);
}
.job-card__meta span {
  display: flex;
  align-items: center;
  gap: 4px;
}

/* ============================================================
   LEGAL PAGES
   ============================================================ */
.legal-layout {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 60px;
  align-items: start;
  padding: 60px 0;
}
.legal-nav {
  position: sticky;
  top: 100px;
}
.legal-nav__title {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--text-muted);
  margin-bottom: 16px;
}
.legal-nav__links { display: flex; flex-direction: column; gap: 4px; }
.legal-nav__link {
  font-size: 13.5px;
  color: var(--text-body);
  padding: 8px 12px;
  border-radius: var(--radius-sm);
  transition: var(--transition);
  border-left: 2px solid transparent;
}
.legal-nav__link:hover,
.legal-nav__link.active {
  background: var(--bg-section);
  color: var(--primary);
  border-left-color: var(--secondary);
}

.legal-content { }
.legal-content h2 {
  font-family: var(--font-heading);
  font-size: 26px;
  color: var(--text-dark);
  margin: 40px 0 14px;
  padding-top: 16px;
}
.legal-content h2:first-child { margin-top: 0; }
.legal-content h3 {
  font-family: var(--font-heading);
  font-size: 18px;
  color: var(--text-dark);
  margin: 24px 0 10px;
}
.legal-content p {
  font-size: 14.5px;
  line-height: 1.85;
  color: var(--text-body);
  margin-bottom: 14px;
}
.legal-content ul {
  margin: 12px 0 16px 20px;
  list-style: disc;
}
.legal-content ul li {
  font-size: 14.5px;
  line-height: 1.75;
  color: var(--text-body);
  margin-bottom: 8px;
}
.legal-content a { color: var(--secondary); }
.legal-content a:hover { text-decoration: underline; }
.legal-last-updated {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--bg-section);
  border: 1px solid var(--border);
  border-radius: var(--radius-full);
  padding: 6px 14px;
  font-size: 12px;
  color: var(--text-muted);
  margin-bottom: 32px;
}

/* ============================================================
   VISION / MISSION
   ============================================================ */
.vm-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}
.vm-card {
  border-radius: var(--radius-xl);
  padding: 44px;
  position: relative;
  overflow: hidden;
}
.vm-card--vision {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);
  color: var(--white);
}
.vm-card--mission {
  background: linear-gradient(135deg, var(--secondary) 0%, var(--secondary-light) 100%);
  color: var(--white);
}
.vm-card::before {
  content: '';
  position: absolute;
  bottom: -30px; right: -30px;
  width: 160px; height: 160px;
  border-radius: 50%;
  background: rgba(255,255,255,0.06);
}
.vm-card__eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  opacity: 0.7;
  margin-bottom: 16px;
}
.vm-card__icon {
  width: 56px; height: 56px;
  border-radius: var(--radius-md);
  background: rgba(255,255,255,0.15);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
}
.vm-card__text {
  font-family: var(--font-heading);
  font-size: 18px;
  line-height: 1.5;
  opacity: 0.95;
}

/* ============================================================
   ANIMATIONS  (AOS-style manual)
   ============================================================ */
[data-anim] {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s var(--ease), transform 0.6s var(--ease);
}
[data-anim].visible {
  opacity: 1;
  transform: translateY(0);
}
[data-anim="fade-left"]  { transform: translateX(-28px); }
[data-anim="fade-right"] { transform: translateX(28px); }
[data-anim="fade-left"].visible,
[data-anim="fade-right"].visible { transform: translateX(0); }
[data-anim="zoom"] { transform: scale(0.92); }
[data-anim="zoom"].visible { transform: scale(1); }

.delay-1 { transition-delay: 0.1s !important; }
.delay-2 { transition-delay: 0.2s !important; }
.delay-3 { transition-delay: 0.3s !important; }
.delay-4 { transition-delay: 0.4s !important; }
.delay-5 { transition-delay: 0.5s !important; }
.delay-6 { transition-delay: 0.6s !important; }
.delay-7 { transition-delay: 0.7s !important; }
.delay-8 { transition-delay: 0.8s !important; }

/* ============================================================
   UTILITY
   ============================================================ */
.text-center { text-align: center; }
.text-left   { text-align: left; }
.text-right  { text-align: right; }
.mt-8  { margin-top: 8px; }
.mt-16 { margin-top: 16px; }
.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.mt-48 { margin-top: 48px; }
.mb-0  { margin-bottom: 0 !important; }
.mb-8  { margin-bottom: 8px; }
.mb-16 { margin-bottom: 16px; }
.mb-24 { margin-bottom: 24px; }
.mb-32 { margin-bottom: 32px; }
.d-flex { display: flex; }
.align-center { align-items: center; }
.gap-8  { gap: 8px; }
.gap-16 { gap: 16px; }
.gap-24 { gap: 24px; }

/* Horizontal rule */
hr.divider {
  border: none;
  border-top: 1px solid var(--border);
  margin: 48px 0;
}

/* ============================================================
   RESPONSIVE — TABLET (≤ 1024px)
   ============================================================ */
@media (max-width: 1024px) {
  :root { --section-y: 64px; }

  .navbar__nav { display: none; }
  .navbar__actions .btn { display: none; }
  .navbar__phone { display: none; }
  .navbar__hamburger { display: flex; }

  .hero__inner { grid-template-columns: 1fr; text-align: center; gap: 40px; padding: 60px 0; }
  .hero__subtitle { margin-left: auto; margin-right: auto; }
  .hero__actions { justify-content: center; }
  .hero__trust-badges { justify-content: center; }
  .hero__visual { display: none; }

  .stats-strip__inner { grid-template-columns: repeat(2, 1fr); }
  .stat-item:nth-child(2) { border-right: none; }

  .product-grid { grid-template-columns: repeat(2, 1fr); }
  .product-grid--corporate { grid-template-columns: repeat(2, 1fr); }
  .features-grid { grid-template-columns: repeat(2, 1fr); }
  .sector-grid { grid-template-columns: repeat(3, 1fr); }
  .team-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: repeat(2, 1fr); }

  .footer__top { grid-template-columns: 1fr 1fr; }
  .footer__top > *:first-child { grid-column: 1 / -1; }

  .two-col { grid-template-columns: 1fr; gap: 40px; }
  .approach-grid { grid-template-columns: 1fr; }
  .careers-intro { grid-template-columns: 1fr; }
  .vm-grid { grid-template-columns: 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .legal-layout { grid-template-columns: 1fr; }
  .legal-nav { position: static; }
}

/* ============================================================
   RESPONSIVE — MOBILE (≤ 640px)
   ============================================================ */
@media (max-width: 640px) {
  :root { --section-y: 48px; }

  .container { padding: 0 16px; }

  .hero__title { font-size: 32px; }
  .hero__actions { flex-direction: column; align-items: center; }

  .stats-strip__inner { grid-template-columns: repeat(2, 1fr); }
  .stat-item { padding: 24px 16px; }
  .stat-item__num { font-size: 32px; }

  .product-grid,
  .product-grid--corporate { grid-template-columns: 1fr; }
  .sector-grid { grid-template-columns: repeat(2, 1fr); }
  .features-grid { grid-template-columns: 1fr; }
  .team-grid { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }

  .contact-form { padding: 28px 20px; }
  .form-row { grid-template-columns: 1fr; }

  .footer__top { grid-template-columns: 1fr; }
  .footer__bottom { flex-direction: column; text-align: center; }
  .footer__legal-links { flex-wrap: wrap; justify-content: center; }

  .careers-values { grid-template-columns: 1fr; }
  .vm-grid { grid-template-columns: 1fr; }

  .cta-banner__actions { flex-direction: column; align-items: center; }

  .section-header { margin-bottom: 36px; }
  .section-title { font-size: 26px; }

  .btn-lg { padding: 15px 24px; font-size: 15px; }
}

/* ── GLOBAL TEXT JUSTIFICATION ──
   Applied broadly to all paragraph content across every page.
   Exceptions restore center/left where layout requires it.
── */
p {
  text-align: justify;
  hyphens: auto;
}

/* Restore: short/centered/UI text that must NOT be justified */
.section-sub,
.section-eyebrow,
.hero__subtitle,
.page-hero__sub,
.cta-banner__sub,
.cta-banner__eyebrow,
.footer__tagline,
.partners-label,
.stats__item-label,
.stats__item-value,
.navbar p,
.megamenu p,
.btn,
.badge,
.team-card__role,
.team-card__name,
.team-card__tag,
.journey-step__title,
.journey-step__num,
.journey-cta__text,
.section-title,
.info-box__text,
.product-tab,
.sector-card__name,
.feature-card__title,
.hcard__title,
.bond-title,
.grievance-step__title,
.job-card__title,
.careers-value__title,
.form-label,
.form-error-msg,
.footer__col-title,
.footer__irdai,
.legal-nav a,
.page-hero__sub {
  text-align: unset;
  hyphens: manual;
}

/* Center-aligned elements stay centered */
.section-sub,
.section-eyebrow,
.partners-label,
.journey-cta__text,
.cta-banner__sub,
.cta-banner__eyebrow {
  text-align: center;
}

/* Left-aligned elements stay left */
.footer__tagline,
.footer__irdai,
.team-card__role,
.team-card__tag,
.form-label {
  text-align: left;
}

/* ── CUSTOMER JOURNEY — Premium Dark Design ── */
.journey-section {
  background: linear-gradient(135deg, var(--primary-dark) 0%, #1a3572 50%, var(--primary) 100%);
  padding: 100px 0;
  position: relative;
  overflow: hidden;
}
.journey-section .section-header { margin-bottom: 72px; }

/* Subtle animated grid background */
.journey-section__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 48px 48px;
  animation: gridDrift 20s linear infinite;
}
@keyframes gridDrift {
  0%   { transform: translateY(0); }
  100% { transform: translateY(48px); }
}

/* ── Step track ── */
.jtrack {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  position: relative;
  padding-bottom: 16px;
  margin-bottom: 56px;
}

/* SVG connector line */
.jtrack__svg {
  position: absolute;
  top: 52px;
  left: 0; right: 0;
  width: 100%;
  height: 4px;
  overflow: visible;
  pointer-events: none;
  z-index: 0;
}
.jtrack__line {
  stroke: rgba(105,189,217,0.25);
  stroke-width: 2;
  stroke-dasharray: 8 6;
}
.jtrack__line--progress {
  stroke: var(--secondary);
  stroke-width: 2.5;
  stroke-dasharray: 2000;
  stroke-dashoffset: 2000;
  filter: drop-shadow(0 0 6px rgba(72,152,200,0.6));
  transition: stroke-dashoffset 1.6s cubic-bezier(0.4, 0, 0.2, 1) 0.4s;
}
.journey-section.journey-visible .jtrack__line--progress {
  stroke-dashoffset: 0;
}

/* ── Individual step ── */
.jstep {
  flex: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 0 10px;
  position: relative;
  z-index: 1;
  opacity: 0;
  transform: translateY(40px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}
.jstep.jstep--visible {
  opacity: 1;
  transform: translateY(0);
}
.jstep:nth-child(2)  { transition-delay: 0.1s; }
.jstep:nth-child(3)  { transition-delay: 0.25s; }
.jstep:nth-child(5)  { transition-delay: 0.4s; }
.jstep:nth-child(7)  { transition-delay: 0.55s; }
.jstep:nth-child(9)  { transition-delay: 0.7s; }

/* Icon bubble */
.jstep__bubble {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary-mid) 0%, var(--secondary) 100%);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--white);
  position: relative;
  margin-bottom: 16px;
  box-shadow:
    0 0 0 0 rgba(72,152,200,0.4),
    0 8px 32px rgba(0,0,0,0.3);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  cursor: default;
}
.jstep:hover .jstep__bubble {
  transform: translateY(-6px) scale(1.08);
  box-shadow:
    0 0 0 8px rgba(72,152,200,0.15),
    0 16px 40px rgba(0,0,0,0.4);
}

/* Pulse ring */
.jstep__ring {
  position: absolute;
  inset: -8px;
  border-radius: 50%;
  border: 2px solid rgba(72,152,200,0.4);
  animation: ringPulse 2.5s ease-out infinite;
  opacity: 0;
}
.jstep:hover .jstep__ring {
  animation: ringPulse 1.5s ease-out infinite;
}
@keyframes ringPulse {
  0%   { transform: scale(1);   opacity: 0.7; }
  100% { transform: scale(1.5); opacity: 0;   }
}
/* Stagger the ring pulse per step */
.jstep[data-jstep="1"] .jstep__ring { animation-delay: 0s; }
.jstep[data-jstep="2"] .jstep__ring { animation-delay: 0.5s; }
.jstep[data-jstep="3"] .jstep__ring { animation-delay: 1s; }
.jstep[data-jstep="4"] .jstep__ring { animation-delay: 1.5s; }
.jstep[data-jstep="5"] .jstep__ring { animation-delay: 2s; }

/* Step number */
.jstep__num {
  font-family: var(--font-heading);
  font-size: 11px;
  letter-spacing: 3px;
  color: var(--secondary-light);
  margin-bottom: 10px;
  opacity: 0.8;
}

/* Step title */
.jstep__title {
  font-family: var(--font-heading);
  font-size: 15px;
  color: var(--white);
  margin-bottom: 10px;
  transition: color 0.3s;
}
.jstep:hover .jstep__title { color: var(--secondary-light); }

/* Step description */
.jstep__desc {
  font-size: 12.5px;
  color: rgba(255,255,255,0.6);
  line-height: 1.65;
  text-align: justify;
  hyphens: auto;
  transition: color 0.3s;
}
.jstep:hover .jstep__desc { color: rgba(255,255,255,0.85); }

/* Responsive */
@media (max-width: 1024px) {
  .jtrack {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 40px;
  }
  .jtrack__svg { display: none; }
}
@media (max-width: 640px) {
  .jtrack { grid-template-columns: 1fr 1fr; gap: 32px; }
}